Does my car insurance cover me in the EU?

When you register a car in any EU country, you must insure it for third party liability. This compulsory insurance is valid in all other EU countries. It covers you if you have an accident causing damage to property or injury to anyone other than the driver.

Is UK car insurance valid in Europe?

Yes – as long as you have a minimum of third party car insurance, you can drive in Europe after Brexit – all UK insurers are legally required to include at least 30 days of European cover per year. If you’re planning a longer trip, you might need to take out extra insurance.

Does my UK insurance cover me in Europe?

All UK vehicle insurance provides the minimum third party cover to drive in: the EU (including Ireland) Andorra.

Do I need special car insurance for Europe?

Do you need specific European car insurance? Yes. Like the UK, European countries require you to have a minimum level of car insurance before you take to the public roads.

Does my car insurance allow me to drive abroad?

Car insurance policies usually have a limit on the number of days they will cover you for while driving abroad. For instance, your policy may cover you for a maximum of 30 consecutive days in a single trip and up to a maximum of 90 days in any one year.

Can you still drive in Europe with a UK license?

Yes, most UK drivers are still able to use their normal driving licence to drive in EU countries. There are some exceptions and what is called an International Driving Permit (IDP) may be needed.

Can I drive in the EU with a UK driving licence?

Does my car insurance cover me in another country?

Typically, your personal car insurance policy will not cover you abroad.

Who will insure against FCO advice?

High Risk Voyager: Travellers aged up to 69, cover for some existing medical conditions. Travel insurance for travelling against FCDO advice is arranged and administered by Voyager Insurance Services Ltd. High Risk Voyager is arranged and administered by Voyager Insurance Services Ltd.

What travel insurance covers against FCO?

Your travel insurance policy will cover your medical bills and repatriation costs as standard should you fall ill or have an accident while away and need to return to the UK early. You will also have cover for lost, stolen or damaged luggage and possessions.

What do I need to drive in Europe in 2021?

From 2nd August 2021, motorists will no longer require an insurance green card to drive their vehicles in the EU (including Ireland). The same applies in Andorra, Bosnia and Herzegovina, Iceland, Liechtenstein, Norway, Serbia, and Switzerland.

Do I need a UK sticker to drive in Europe?

From 28 September 2021, you’ll need a UK sticker instead of a GB sticker on your vehicle to drive abroad. You do not need to carry a green card to drive in the EU (including Ireland), Andorra, Bosnia and Herzegovina, Iceland, Liechtenstein, Norway, Serbia, or Switzerland.

What happens to my car insurance if I leave the country?

Car insurance is valid for travel in Canada and the U.S. For instance, if you are hurt in a collision in the U.S., your auto policy’s mandatory accident benefits (AB) coverage will cover some medical costs.

Can you still travel if FCO advises against it?

If it advises against “all but essential travel” or “all travel”, you aren’t supposed to go, and this may trigger a refund – see more on refund rights if the Foreign Office warns against travel below. Travelling in defiance of the advice may also invalidate your insurance.

Am I insured if FCO advise against travel?

If the FCDO advises against travel to your holiday destination, your travel insurance will not provide cover if you travel against their advice. In this situation you should contact your tour operator or airline for the latest information.

How long can I drive my UK car in Europe?

UK law still applies to a UK-registered vehicle if you take it abroad for less than 12 months. That means you need to make sure: your vehicle is taxed in the UK while it’s abroad.

What should I look for in a travel insurance policy?

It’s important that you review the full policy document for your travel insurance policy. They contain details of your cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

Who is our standard car insurance for?

Our Standard Car Insurance is for drivers aged 21 and over and has a wide range of features and benefits that come as standard. Defaqto 5 Star rated cover. Defaqto an independent researcher of financial products​

What do you get with our comprehensive car insurance?

With our comprehensive Car Insurance, you get cover for your vehicle that includes: Our cover comes with peace of mind that if your car is hit by an uninsured driver, you won’t be penalised for it.