What is DKB in Germany?

Deutsche Kreditbank (DKB) is the second-largest Direct bank in Germany with 4.5 million customers, fully owned by the Bayerische Landesbank.

What is a DKB Cash account?

A free online bank account in Germany, with a world of perks. DKB, also known as Deutsche Kredit Bank, is a well-known digital bank in Germany. Its four accounts come with a range of perks, from free Euro ATM withdrawals to zero monthly account fees.

Is DKB in English?

No English customer support In this debate, the key thing to consider is that DKB is solely in German – whether you are calling their customer line or using their online services.

Is DKB a real bank?

DKB stands for Deutsche Kredit Bank- a subsidiary of the Bavarian bank headquartered in the German capital Berlin. DKB was founded in 1990 and emerged from the State Bank of the GDR.

What is DKB credit card?

DKB was one of the first banks in Germany to offer a free current account with a free credit card that allows you to withdraw cash worldwide for free. Even though there are now comparable offers from other banks, the bundle DKB-Cash current account + DKB credit card is still one of the best products on the market.

How good is DKB?

No matter which package you choose, DKB is one of the most cost-efficient banks out there. There is no monthly fee attached to any of the accounts; on top of that, all cash withdrawals and card payments are completely free of charge within the Eurozone, and for active customers, around the world.

How do I withdraw money from DKB?

Besides ATMs, you can also “withdraw” money in shops: On the DKB website or within the mobile phone app, you can generate a barcode and then show it to the clerk in one of these shops: real. Rewe.

How does DKB work?

The DKB Visa card is a “real” credit card. The difference to a debit card (V Pay or Maestro Card = second card that you receive when you open an account with the DKB) is that payments aren’t booked directly from your checking account, but rather are gathered on the credit card account.

Is DKB a safe bank?

DKB uses the infrastructure of Bayerische Landesbank to provide a secure service. Beyond password protection across all bank accounts,the DKB app offers fingerprint login and verification options for online payments.

Is DKB credit card free?

VISA Card – DKB There is no account opening fee and no monthly or yearly fee for this VISA credit card by DKB. Even the VISA card is always free. You can withdraw cash with the VISA card from any cash machine worldwide and mostly pay no fees – some countries still take fees for credit card withdrawals.

Warum ist die DKB abgelehnt?

DKB abgelehnt – Das sind die Gründe Die Ablehnungsquote der DKB liegt unseren Erfahrungen nach bei rund 50 Prozent. Diese Ablehnungsquote gilt für das DKB-Cash und den DKB Privatkredit. Die hohe Ablehnungswahrscheinlichkeit der Bank liegt sicherlich nicht zuletzt an den sehr guten Konditionen.

Wie hoch ist die Ablehnungsquote bei der DKB?

Die Ablehnungsquote bei der DKB ist hoch, ca. 30 bis 40 Prozent der Kontoanträge werden abgelehnt. Hierfür kann es verschiedenste Gründe geben, die von der Bank nicht öffentlich kommuniziert werden.

Was ist das kostenlose DKB-Konto?

Das kostenlose DKB Girokonto ist mit über 4 Millionen Kunden eines der populärsten Girokonten in Deutschland. Allerdings gelingt die Kontoeröffnung nicht bei allen Antragsstellern reibungslos. Die Ablehnungsquote bei der DKB ist hoch, ca. 30 bis 40 Prozent der Kontoanträge werden abgelehnt.

Was sind die möglichen Ablehnungsgründe bei der DKB?

Ein zu geringes Einkommen oder der Erhalt von Arbeitslosengeld ist bei der DKB ein weiterer möglicher Ablehnungsgrund. Unseren DKB Erfahrungen nach gibt es einzelne Berufsgruppen, die eine höhere Annahmewahrscheinlichkeit bei der Beantragung eines DKB Privatkredits oder eines DKB Girokontos haben.